Does Overtime Count for NFL Over-Under Bets?

Generally, yes. A standard full-game over-under compares the teams’ combined final score, including overtime, with the posted line. The bet slip and sportsbook’s house rules take precedence if they specify otherwise.

Yes. If the line is 44.5 and the score is 20–20 after regulation, an overtime touchdown could make the final 26–20. The combined score of 46 would put the game over the line.

A final score totaling exactly a whole-number line is generally a push, with the stake returned. Regulation-only and period-specific markets may exclude overtime, so the market name matters. For more context, see how NFL totals work.

Among the top picks, Bet105 advertises up to $2,000 in weekly sports and casino loss rebates, with no rollover; activation is required once, after which rebates earn automatically. BetUS advertises a 200% welcome bonus up to $1,000: a sports match up to $500 and a casino match up to $500, using code NEW200. Bonus terms and availability can vary.

The teams have scored 40 points at the end of regulation, but the full-game total remains unsettled. If an overtime touchdown makes the final score 26–20, the combined score is 46 and the over wins.

Ordinarily, no. A standard full-game total uses the final score, including overtime, rather than the score when the fourth quarter ends. A regulation-only market is different, so the bet slip’s wording matters.

If the line is 46 and the game ends 26–20, the total lands exactly on 46. That ordinarily results in a push, with the stake returned, subject to the sportsbook’s rules. See how a push works for totals bets for more detail.

For NFL and Super Bowl LXI betting, the highlighted options are Bet105 and BetUS. Bet105 advertises up to $2,000 back in weekly sports and casino loss rebates, activated once and earned automatically with no rollover. BetUS advertises a 200% welcome bonus up to $1,000 with code NEW200, split into a 100% sports match up to $500 and a 100% casino match up to $500. Offer terms may change.

A standard full-game total generally uses the final score, including overtime. The market name and house rules determine which points count toward each type of total, not whether the game happened to reach overtime.

A regulation-only total settles on the score after four quarters. If a game is tied 20–20 at that point, its regulation total is 40, even if overtime changes the final score.

First-half totals generally settle at halftime, while quarter totals generally settle when the named quarter ends. Later scoring, including overtime, does not change those period scores.

Among the featured picks, Bet105 advertises up to $2,000 back in weekly sports and casino loss rebates, with no rollover; activation is once, then earning is automatic. BetUS advertises a 200% welcome bonus up to $1,000 with code NEW200: a 100% sports match up to $500 and a 100% casino match up to $500. These offers do not determine how an NFL or Super Bowl LXI total settles; the selected market does.

It depends on the sportsbook. Some second-half totals include overtime points, while others stop after regulation; the market wording and house rules determine settlement.

A live full-game total often includes overtime, but a regulation-only or period-specific live total may not. The exact selection matters more than when the bet was placed.

Playoff overtime can last longer than regular-season overtime, creating more chances to score. It does not change a bet’s stated time limit; see NFL overtime betting rules for the format differences.

For NFL and Super Bowl LXI betting, top picks include Bet105’s advertised weekly loss rebates of up to $2,000 across sports and casino, with no rollover; activate once to earn automatically. BetUS advertises a 200% Welcome Bonus up to $1,000: a 100% sports match up to $500 and a 100% casino match up to $500 with code NEW200. Terms may vary.

Generally, yes. It uses the official final score.

No. It stops after four quarters.

Half, quarter, and live totals follow their stated time limits.

Compare the official score with the exact bet-slip market, then check the sportsbook’s rules.