What Is Spread in NFL Betting? Learn the Basics

best bets for monday night football

Updated: December 10, 2025

Sportsbooks didn’t create the point spread to confuse people. They designed it to balance action, neutralize mismatches, and make any NFL game a fair wagering and sports betting contest. Once you grasp how spreads work—essentially answering what is spread in NFL betting—the board suddenly looks a lot less noisy and a lot more strategic. Good understanding of these betting lines is a fundamental part of any sound betting strategy when engaging in spread betting.

What the Point Spread Actually Means

A point spread is a handicap applied to both teams so bettors can choose either side at near-even odds. The favorite must win by more than the spread to cash. The underdog can lose by up to the spread and still cash, which is why many sports betting enthusiasts favor spread betting over simple moneyline wagers.

  • Favorite shown with a minus sign: -3.5, -7, -10
  • Underdog shown with a plus sign: +3.5, +7, +10

When you bet the favorite, you subtract the spread from that team’s final score. When you bet the underdog, you add the spread to that team’s final score. If your adjusted score is higher, your bet wins. This approach to betting creates more balanced betting lines across matchups.

A quick mental model helps: imagine the game starts with the underdog already ahead by the spread. If you back the favorite, you’re betting they can erase that virtual lead. Such wagering choices hinge on making informed decisions using sound betting strategies and well-calculated odds.

Favorites, Underdogs, and Covering the Number

Covering the spread is the goal. A favorite covers by winning by more than the number. An underdog covers by losing by fewer points than the number or by winning outright.

  • Favorite -6.5 needs to win by 7 or more to cover.
  • Underdog +6.5 can lose by 6 or fewer and still cover.

If the spread is a whole number and the final margin lands exactly on it, that’s called a push. Bets are refunded. No winner, no loser. This aspect of spread betting is a classic example of how even small adjustments in betting lines can influence the final wagering outcome.

Meet the Hook: Half Points That Change Everything

You will see lines like -2.5 or +3.5 very often. That extra half point is the hook. It removes the chance of a push and it matters, because NFL scoring clusters around certain margins.

  • Key margins: 3 and 7
  • Why: field goals are worth 3, touchdowns plus extra point are worth 7

A favorite at -2.5 wins by 3 and covers. A favorite at -3 in the same scenario pushes. That tiny difference can separate a winning week from a losing one—invaluable information when you’re analyzing odds for sports betting.

A Simple Example to Lock It In

Imagine the Saints are -4.5 against the Panthers.

  • If the Saints win 24 to 20, a Saints -4.5 ticket loses. They won by 4, not enough.
  • If the Saints win 27 to 20, a Saints -4.5 ticket wins. A 7 point win clears the spread.
  • If the Panthers lose 24 to 21, Panthers +4.5 wins. They lost by 3 but still covered.

It’s not about who wins the game. It’s about the margin and your ticket, and what your chosen betting strategy indicates about the wagering action.

Spreads and the Price You Pay: Vig and American Odds

Most spread bets are listed with a price around -110. That cost is the vig, often called juice. At -110, you risk $110 to win $100. Books post -110 on both sides when they can. If one side attracts more action, the price or the spread moves to keep risk balanced. These odds reflect both the market’s perception and an opportunity for sharp bettors.

  • -110: risk 110 to win 100
  • -105: risk 105 to win 100
  • +100: risk 100 to win 100

Winning at -110 requires hitting 52.38 percent to break even. Anything above that and you gain ground. Incorporating correct calculations into your overall betting strategy can make a notable difference.

Reading the Board at a Glance

A typical listing might look like:

  • Eagles -2.5 (-115)
  • Cowboys +2.5 (-105)

This tells you:

  • The Eagles are the favorite by 2.5.
  • You pay a premium to bet the Eagles at -115.
  • You get a slightly better price to bet the Cowboys at -105.

Books shade prices before moving to a new number. A move from -110 to -115 can be a signal that -3 might be next if sharp action continues on the favorite. These betting lines represent valuable information for both casual wagering and professional sports betting.

Pushes, Ties, and Your Balance

Whole-number spreads can land exactly. If you bet -7 and the favorite wins by 7, that’s a push. Your stake returns to your balance. Teasers and parlays can treat pushes differently based on house rules. Always check the rules section before you bet, as prudent money management is a critical aspect of successful wagering.

How Outcomes Look in Practice

The table below walks through outcomes. The spread applies to the favorite first, then we judge win or loss for that side. The underdog result mirrors that outcome.

MatchupSpreadFinal ScoreFavorite ResultUnderdog ResultBettor Outcome Example
Chiefs at BearsKC -7KC 27, CHI 20PushPushAll straight bets refunded
Bills at JetsBUF -3.5BUF 20, NYJ 17WinLossBills -3.5 wins, Jets +3.5 loses
49ers at RamsSF -2.5SF 23, LAR 21WinLossHook saves SF bettors
Ravens at BrownsBAL -6BAL 24, CLE 20LossWinMargin 4, favorite fails to cover
Cowboys at GiantsDAL -10.5DAL 31, NYG 21WinLossDouble digit favorite covers
Saints at FalconsNO -1ATL 24, NO 23LossWinUnderdog wins outright

Why Lines Move and How to Use That

Spreads adjust when sportsbooks get hit with action on one side, or when new info arrives. Quarterback injury, weather shifts, lineman scratches, short week fatigue, and travel quirks all influence numbers. Books react to respected bettors and market flow. Whether you’re placing a single wager or more complex bets such as over/under wagers on total points, understanding these movements is essential.

The number you bet matters. Beating the closing line over time is a signal you are getting good prices. This is called closing line value, often abbreviated CLV. If you got -2.5 and it closes -3.5, your ticket is stronger than the market at kickoff.

A few practical habits:

  • Track the open, midweek moves, and the close
  • Prefer half points that avoid pushes on 3 and 7
  • Pass when you miss the best number, even if you still lean that way

Key Numbers and Why They Matter

NFL scores cluster around 3, 7, 6, 10, and 4. The most common final margins are 3 and 7. Years of box scores prove it. That is why you see hooks near those numbers.

  • Laying -2.5 is different from laying -3. A win by 3 gets you paid with -2.5 and only returns your stake at -3.
  • Taking +3.5 is different from taking +3. A loss by 3 still pays at +3.5 and only pushes at +3.

Books know this. Which means key numbers are guarded during moves and the price often bears the brunt before the spread changes. These insights into betting strategies can be especially useful during marquee matchups like the Super Bowl.

ATS Records and What They Really Tell You

Against the spread, or ATS, tells you how teams performed relative to the number. A team could be 6 and 2 straight up but only 3 and 5 ATS if the market has been too optimistic on them. That gap reveals perception and pricing. It doesn’t guarantee future wins, but it tells you how the public and books have been valuing the team. This data is useful in adjusting your overall betting strategies.

Look for:

  • Teams overvalued after blowouts or primetime wins
  • Teams undervalued after misleading losses
  • Coaching tendencies in late-game aggression that affect backdoor covers

Moneyline vs Spread vs Total

Three core ways to bet the NFL:

  • Spread: margin adjusted, near-even odds
  • Moneyline: who wins the game, price reflects strength
  • Total: combined points scored by both teams

If you think a big favorite is likely to win but not cover, a moneyline play might fit. If you like an underdog to keep it close but not win, the spread carries the value. Also, when you’re considering bets on total points, the over/under market delivers another angle for profitable wagering.

Alternate Spreads and Live Options

Books offer alternate lines that allow you to choose a different spread at a different price. Want a favorite at -2.5 instead of -3.5? You will pay for the privilege. Want the underdog at +9.5 instead of +7.5? The price adjusts accordingly.

Live betting opens during the game. Spreads move with each drive, injury, turnover, and timeout. If you have a strong read on tempo or matchup edges, live numbers can present edges that were not there pregame. This dynamic approach is another facet of effective spread betting.

Buying Points: When It Makes Sense

Some books let you buy a half point or a full point for a fee. Buying off or onto 3 and 7 can make sense when the price per half point is fair. Random buys on less important numbers usually cost more than they are worth.

General guidance:

  • Pricing matters more than the act of buying points
  • Buying from -3 to -2.5 is valuable at a reasonable cost
  • Avoid buying off numbers that rarely matter, like 11 to 10.5, unless the fee is tiny

Teasers: Pairing Spreads to Create an Edge

A teaser lets you move multiple spreads by a fixed number of points, commonly 6, 6.5, or 7. You must win every leg to cash. In the NFL, certain two-team 6 point teasers have a long track record of producing solid outcomes when deployed with discipline. Teasers are often used as an alternative to parlays, complementing your broader betting strategies.

Many bettors follow a simple framework:

  • Tease favorites down through 7 and 3
  • Tease underdogs up through 3 and 7
  • Avoid low totals that increase variance of small margins in unpredictable ways
  • Be selective with matchups and market prices

Books have adapted with higher teaser prices and rules that reduce middle opportunities. Even so, the math behind crossing 3 and 7 still holds value in the right spots.

Common Mistakes That Cost Real Money

Even smart bettors trip over a few recurring issues. Awareness goes a long way.

  • Ignoring the price: -120 at -3 is rarely better than -110 at -3.5 without careful math
  • Chasing steam after a big move: if you missed -2.5 and now see -4, patience beats fear of missing out
  • Overreacting to small samples: one ugly drive on Monday night does not rewrite a team’s profile
  • Betting favorite-heavy cards with no regard for number quality
  • Parlaying spreads at bad prices to fix weak edges

Maintaining disciplined money management is key in both wagering and broader sports betting pursuits.

How Books Set the Number

Openers come from a mix of power ratings, injury reports, travel, rest, matchup fit, and historical data. Books post early numbers at lower limits to gauge interest. As action flows, the number takes shape. Sharp bettors hit mispriced lines first. Recreational money shows later in the week, especially near kickoff on Sunday. By then, the number usually reflects both info and opinion. These betting lines and odds are integral to forming effective betting strategies in the NFL.

Weather, Injuries, and Situational Angles

Spreads react to context. A few examples of factors that change the outlook:

  • Quarterback health and backup quality
  • Offensive line injuries against elite pass rush
  • Short week after a road game, especially with travel across time zones
  • Wind and rain that suppress explosive plays
  • Altitude and fatigue for teams not used to conditions

Not every headline matters. The key is weighing how much each factor changes the likely scoring margin, which is essential for anyone serious about spread betting and effective wagering.

Turning Opinions Into Bets: A Simple Process

Use a repeatable method so you are not guessing at the counter. Your overall betting strategy should be systematic and data-driven.

  1. Build or borrow power ratings. Even a rough set helps.
  2. Adjust for injuries, rest, weather, and matchups.
  3. Compare your number to the market and current betting lines.
  4. Only bet when your edge exceeds the vig.
  5. Track CLV and results. Improve your inputs, not your gut feel.

Money Management That Keeps You in the Game

Winning at spreads requires patience and a bankroll plan. A flat stake per play or a small percentage of your bankroll per bet keeps variance in check. Avoid doubling after losses or increasing bet size just because you had a good week. The market punishes heat-checks, so discipline in both wagering and overall sports betting is essential.

Simple guidelines:

  • Risk 1 to 2 percent of bankroll per standard play
  • Reduce size on high-variance spots or uncertain injury situations
  • Keep records of stake, price, result, and closing number

FAQs That Clear Up Sticky Points

  • What if overtime happens? Spread bets include overtime. A team that wins by 3 in OT decides -2.5, -3, and +3.5 outcomes just like any other final.
  • Do books move spreads or just the juice? Both. They often move the juice first to test demand, then the spread if action keeps coming.
  • Are key numbers the same across all years? 3 and 7 remain strong, though extra point rule changes nudged distribution a bit. 6 and 10 carry meaning too.
  • Is it better to bet early or late? Early when you trust your read and expect the market to move your way. Late when you want confirmed injuries and a clear weather picture.
  • How does a backdoor cover work? A team that trailed big scores late and sneaks inside the number. It counts the same as any other cover.

Pulling It Together on Game Day

When you scan the slate, translate each listing into probability and price. Ask a few sharp questions:

  • Is the spread fair given my rating and adjustments?
  • Am I crossing key numbers with this ticket?
  • Is the price too steep for the number I’m taking?
  • What is the likely injury or weather drift by kickoff?
  • Do I gain more value waiting for a better price?

Solid answers lead to better tickets. Better tickets over time lead to better results. Integrating these betting strategies into your overall wagering approach will help ensure that your sports betting decisions are both informed and profitable.

Quick Reference: Terminology You’ll See Every Week

  • Spread: handicap applied to both teams to create a fair bet on either side
  • Cover: favorite wins by more than the spread, or underdog stays within the spread
  • Hook: the half point in a spread, like 3.5
  • Push: final margin equals the spread, bet refunded
  • Vig or Juice: the price charged by the book, often -110
  • CLV: closing line value, the difference between your bet and the closing number
  • ATS: against the spread, a measure of performance relative to the number
  • Moneyline, total points, and over/under are also key aspects of NFL betting that many wagering enthusiasts consider with equal importance.

Once you get comfortable with spreads, the NFL board stops looking like random numbers. It becomes a map filled with prices, probabilities, and small edges to pick off with patience and discipline—whether you’re eyeing a regular season matchup or planning your strategy for the Super Bowl.

Andy
Andy
Hi I'm Andy and as a regular bettor on sports I know where to spot a good sportsbook sign up deal. With over 25 years of placing wagers on sports betting including NFL, horse racing and soccer I can lend my expertise to writing and advising you on everything sports and NFL betting. To your success.

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